Politics & Government

Drop in Loganville ISO Rating Saves Residents on Insurance Costs

A drop from 5 to 4 of the Loganville ISO rating drops Loganville city resident's homeowner's insurance bill by between $20 and $40 a year.

Loganville Fire Chief Danny Roberts told city council members this week that the department's ISO rating had dropped from 5 to 4, giving residents a break on their homeowner's insurance.

"We checked with insurance companies around town and it should be a reduction of between $20 - $25 and $40, depending on the value of the home," Roberts said.

Fire departments are monitored and rated annually to ensure that they comply with the International Standards Organization (ISO), which provides a Public Protection Classification (PPC). Things taken into consideration include fire call times, coverage area size, water pressure, extent of hydrant coverage and fire training.

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For insurance companies, ISO ratings are important to calculate insurance rates for homeowners.

"Hopefully we can get it dropped from 4 to 3 next year and save more," Roberts said.

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